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Apne Vyaktigat Vittiyon ko Kaise Sanjha Karein Jab Aap Parivaar Ke Kharchon mein Yogdan De Rahe Hain

By PurpleGirl EditorsUpdated May 20262 min read

Reviewed by

PurpleGirl Editorial Team ┬╖ Reviewed by experienced women writers & researchers

Kya aap kabhi apne bank balance ko dekhkar payday ke baad apne pet mein gathhan mehsoos karte hain? Aap apne parivaar ki madad karna chahte hain, lekin aap financially independent hone ka sapna bhi dekhte hain. Yeh lagta hai ki aap hamesha 'achhi beti' aur 'smart woman' ke beech khinchawat mein hain. Kripya jaanein: yeh apne liye suraksha chahne mein koi aparth hai nahi. Aap is santulan ki kriya mein akeli nahi hain, aur aapko apne parivaar aur apne bhavishya ke beech chunana nahi hai.

What You'll Need

  • Apne monthly income ka spasht drishti
  • Ek alag savings account (aapka 'emergency fund')
  • Parivaar ke sadasyon ke saath imandari se sanchar
  • Is prakriya mein apne aap par dhairya
1

Ek Fixed 'Contribution' Seema Nirdharit Karein

Har random kharche ke liye paise dena band karein, aur ek fixed amount decide karein jo aap har mahine ghar ke kharchon mein de sakte hain. Isse ek zaroori bill ki tarah treat karein, jaise ki bijli ya kiraya. Jab aap is seema tak pahunch jayein, to aapko extra requests ko bina guilty mehsoos kiye 'nahin' kehne ka ek seema milta hai.

Is transfer ko automate karein taaki yeh aapke salary aate hi nikal jaye.
2

Sabse Pehle Apne Aap Ko Paise Dein

Ghar ke kharchon ya sabziyon ko dena se pehle, apne ek alag savings account mein thoda sa paise daalein - chahe woh 500 ya 1000 rupees hi kyun na ho. Yeh aapka 'Me Fund' hai. Yeh aapke bhavishya, aapke travel, ya aapke emergencies ke liye hai. Isse pehle karna se aap apni suraksha ko dusron se pehle prioritize karte hain.

Is vishesh account ko kisi ko bhi access na dein.

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3

Apne Financial Goals Ko Private Rakhein

Kai Bharatiya gharoon mein, agar logon ko pata chalta hai ki aapke paas 'extra' paise hain, to ve aapke paise kharch karne ke tareeke dhoondh lenge. Aapko apne savings ya investments ke baare mein har kisi ko bataana nahi hai. Apne financial journey ko shant rakhein jab tak aap apne seemaon mein vishwas nahi karte.

Apne phone par ek simple notes app ka upyog karke apne savings ko privately track karein.
PurpleGirl Insight

"Aap ek khali cup se nahi daal sakte; apne liye bachat karna ek luxury nahi, yeh aapke lambi avadhi ki sthirta ke liye ek aavashyakta hai."

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Frequently Asked Questions

Main parivaar ko paise maangne par kaise nahin kahoon?
Yeh kehna theek hai, 'Maine is mahine ke liye apna budget allocate kar liya hai aur mujhe abhi extra funds uplabdh nahi hain.' Aapko apne poore bank statement ko justify karne ke liye samjhana nahi hai.
Kya yeh galat hai ki main apne mata-pita ke sangharsh ke dauran paise bacha raha hoon?
Yeh galat nahi hai. Agar aap bachat nahi karte, to aap baad mein sangharsh kar sakte hain, aur phir aap kisi ki bhi madad nahi kar paenge. Apne aap ko madad karna aapke parivaar ko lambi avadhi mein samarthan karne ka sabse accha tareeka hai.
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