Apne Bacche Ki Shiksha Ki Lagat Ke Liye Kaise Yojna Banaye Bina Apna Bank Balance Todhe
Reviewed by
CA Sunita Joshi · Chartered Accountant, CFP
Kya kabhi aap apne bacche ko sote hue dekhte hain aur aapke pet mein ek achanak, teekhi gathh jaati hai? Aap unke liye sabse accha chahte hain, lekin jab aap school fees aur college ki badhti lagat dekhte hain, to yeh ek aisa pahaad lagta hai jise aap chadh nahi sakte. Aap akeli nahi hain, aur aapko apne var्तमान ko balidaan dena nahi hai taaki aap unka bhavishya surakshit kar sakein. Chaliye, hum isey ek saath todhne ki koshish karte hain, behen se behen, taaki aap chintaa karne ke bajaye yojna bana saken.
What You'll Need
- Bhavishya ki fees ki lagat ka ek andaza
- Ek alag 'Shiksha' bank khaata
- Dhairya aur nirdhaarita
- Ek parivaar budget spreadsheet
Ek vaastavik lakshya se shuru karein
Ankdon ki anumaan na lagaayein. Aapke bacche jo course karne ke liye ichhuk hain, unke baare mein anusandhaan karein aur 10-15 saal mein unke lagat ke baare mein jaanein. Online shiksha mehngai calculator ka upyog karke dekhein ki vah kitna badhega. Asli ank jaanne se yeh kam darravana aur adhik prabandhaneeya hota hai.
Ek alag 'Bhavishya Nidhi' khaata kholen
Shiksha bachat ko apne niyamit kharch ka khata mein na rakhein. Ek alag-alag aavrti jamaa ya ek kam jokhim wala mutual fund SIP kholen. Jab paise aapke nazaron se door hote hain, to aap unhein rozana ghar ke kharchon par kharch karne ke liye kam pratibaddh hote hain.
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Apni bachat ko automates karein
Apne bachat khaate ke liye apne vetan ke din auto-debit set karein. Chahe yeh sirf ₹2,000 ya ₹5,000 hi kyun na ho, nirdhaarita bhugtaan bade, aniyamit bhugtaan se behtar hai. Isey ek majboori 'bill' ke roop mein samjha kar, aap pragati ko sunishchit karte hain bina kisi kasht ka anubhav karein.
"Aaj se shuru kijiye; samay ka shakti aapke paas maujood paise se adhik badi niveshak hai."
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Frequently Asked Questions
Kya yeh dher hai shuruat karne ke liye agar mera baccha pehle se hi middle school mein hai?
Main ek shiksha beema yojna chunoon ya ek mutual fund?
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